Types of Loans
Each loan type may best address a certain financial situation.
As a responsible licensed money lender in Singapore, Platinum Credit would strongly advise you to spend a little bit of your time to understand our available cash loan options and decide which one is the most appropriate for you. We have listed the types of legal loan (offered by us) below, along with a short summary of each loan, in order to provide you with the necessary details to make a well-informed decision in the best of your interest.
Additionally, you can also click on Read more on… under each loan type to obtain a detailed explanation of a specific loan category, to help you determine which one caters to your situation and will work in your favour.
Personal Loan
You are experiencing a shortfall in your existing cash-flow but will be able to repay the money borrowed within a few months. Such cash loan amount is between small to medium and your monthly pay should be able to cover it back quickly.
Read more on Personal Loan in Singapore.
Payday Loan
You are in need of a cash advance (or salary loan) and will be able to repay the money borrowed by your next payday. Such cash loan amount is small and your next monthly pay should be able to cover it back immediately.
Read more on Payday Loan in Singapore.
Business Loan
Your business needs immediate cash flow to tide you over and will be able to repay the money lent when you collect back outstanding invoice payments. Such cash loan amount is between medium to large and your profits should be able to cover it over a period of time.
Read more on Business Loan in Singapore.
Loan Calculator
Before applying for a loan with Platinum Credit, you may want to determine if you are able to cope with the monthly loan repayment amount. Our online loan calculator can provide you with an estimate instantly by keying in your loan amount.
Start using our Loan Calculator.
Contact Us
If you are unsure what kind of money loan to apply for, simply contact us and our friendly consultants will be ready to assist you.